Use It Or Lose It (And Then Some)

contact lensAnyone else out there trying to burn up FSA money?

On Tuesday last week my employer notified me that if I didn’t spend all the money in my FSA account by December 31, they would not be contributing the promised $250 to next year’s HSA. This baffles me considering that if I don’t use my FSA funds, my employer gets that money. But whatever.

Thirty minutes after I received that email, I had scheduled an appointment with an optometrist. I walked in thinking I’d order a pair of glasses for every possible occasion, but walked out with contacts.

I realize that common folk have been wearing contacts for decades, but it still kind of feels like magic.

I only need corrective lenses to see at a distance, and I live most of my life with a computer a couple of feet from the end of my nose. So…because my glasses were uncomfortable, I ended up only wearing the glasses for night driving and watching movies. That meant I couldn’t really read the faces of people coming at me down the hallway. If I was standing in aisle two at the grocery store, I’d have to squint to read the sign for ketchup, pickles, and peanut butter on aisle six. The branches and leaves at the tops of old trees looked like an abstract blur of brown and green.

That is, until about 3:00 on Friday.

I go back for a follow-up this Thursday to pick the rest of my lenses. Even with the contact lens exam and a year’s worth of disposable lenses, I still have about $150 left in my FSA account. So I’ll be begging my dentist to write me a prescription for one of these.

Hat tip to my sister-in-law for the idea.

Now, if you’ll excuse me, I have to practice sticking my fingers in my eyeballs so I’m not late to the day job tomorrow morning.

 

 Photo credit: xenia

About Emily Suess

Emily Suess is a freelance marketing copywriter in Indianapolis, Indiana and a regular contributor at Small Business Bonfire.
  • http://www.girlyfight.com Stacia

    We had no trouble blowing through our FSA money – and then some! We finished claiming ours back in October. After that, my husband had an emergency appendectomy, I went to urgent care AND the ER with a stomach virus/dehydration, and then yesterday I went to the urgent care with a sewing injury. So, no problems spending ours this year.

    I’ve worn contacts since 8th grade though lately I’ve been in my glasses a lot more. Unlike you, I can’t wander around at all uncorrected but I bet you’ll enjoying the improved vision.

  • http://blog.emilysuess.com Emily Suess

    I usually have mine all used up by October or November too, but with the job change and the switch to co-pays instead instead of paying the first $1,000 out of pocket, I might have been a little generous budgeting for the FSA this year.

    I’m still getting used to having the contacts in all the time. It’s going to take some adjusting while I figure out precisely how far away from my computer monitor I should sit. But the drive into work this morning in the pitch dark was miraculous — no lens glare!

    Sorry to hear about the appendectomy and your recent sewing injury! It’s times like those that the FSA are nice to have. The problem is trying to figure out just how sick you’re going to be in the upcoming year!

  • Chuck

    I thought that it was the law that one had until 15 March the following year to get money out of one’s FSA.

  • http://blog.emilysuess.com Emily Suess

    Technically, I do. But my employer is contributing $250 to my HSA account next year and says they won’t give it to me unless this FSA account is empty by 12/31. So I could wait until 3/15 to finish spending, but then I’d get stiffed by my company for $250.